The Funniest Jokes About Interest Rates

Who said finance can’t be funny? Interest rates might make your wallet groan, but these jokes will make your funny bone sing. Buckle up—it’s time to laugh at loans, rates, and everything in between.

1. The Classic Low-Rate Joke

“Why did the bank break up with the customer?”
Because they found someone with a better interest rate!

2. When Rates Go Up…

“I told my friend I got a 20% interest rate on my car loan.
He said, ‘Wow, that’s steep!’
I said, ‘Steep? That’s just the tip of the iceberg… and my payments!’”

3. Interest Rate Pick-Up Line

“Are you an interest rate? Because you keep rising in my heart.” ❤️

4. Mortgage Humor

“Why don’t mortgages ever get invited to parties?”
Because they’re way too long-term and always bring interest!

5. The Loan Pun

“I asked my bank for a loan to start a bakery.
They said no, but suggested I try a dough loan instead.” 🥖💸

6. Inflation & Interest Rates

“Why did the interest rate go to therapy?”
It had too many compounding issues.

7. Cheeky Car Loan Joke

“Why did the car loan break up with the down payment?
It needed more commitment.”

8. Nerdy Finance Pun

“Did you hear about the banker who became a stand-up comedian?
He’s really good at crediting his jokes!”

9. Credit Card Quip

“I tried dating an interest rate…
but it was too high maintenance and kept compounding problems.”

10. The Relatable One

“Interest rates and I have a complicated relationship…
I love them when they’re low, and hate them when they exist.”

Why We Love Jokes About Interest Rates

Let’s face it—finance can be dry. Mortgages, car loans, and refinancing can feel overwhelming, but a little humor goes a long way. Laughing about interest rates helps remind us not to take money too seriously, even when it’s crunch time.

Pro Tip:

If your interest rate is making your wallet cry, it might be time to refinance your car! At CarRefinancing.ca, we help Canadians find better rates on their auto loans. Laughing is great—but saving money is even better.